What is Personal Liability Insurance?Individuals are safeguarded by personal liability insurance if they are found legally liable for the harm or loss of another. It pays for the cost of property repairs, medical bills, and legal defense. It applies to private matters like mishaps on your property or causing damage to someone else's property. Libel, defamation, and private actions performed away from the home are also included. It can be added to homeowner's or renter's insurance or purchased independently as an umbrella policy for additional security. Coverage limitations vary.
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